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Google Pay

Google Pay

Android Mobile Payments

VS

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU
Fees from
Free for consumers, merchant fees via processor vs 0.8-1.5% for bank transfers
Features

0 shared

1 unique to Google Pay
Regions

1 shared

3 unique to Google Pay
Pay methods

1 shared

3 unique to Google Pay · 3 unique to DirectPayEU

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1 features · 7 payment methods · 4 regions. We don't rank these — they're here for reference.
Google Pay Google Pay
DirectPayEU DirectPayEU
Quick Facts
Fees
Standard transaction rate
Free for consumers, merchant fees via processor
0.8-1.5% for bank transfers
Settlement
Time to receive funds
Same day
1–3 business days
Founded
2015
2008
Headquarters
Mountain View, California
Kerrville, Texas, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Google Pay leads (1 vs 0)
Instant Payout Unique
✓
—
Payment Methods
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Sepa Unique
—
✓
Regions
Google Pay leads (4 vs 1)
Asia Unique
✓
—
Europe
✓
✓
North America Unique
✓
—
Oceania Unique
✓
—

Google Pay is best when you...

Android Mobile Payments
Need Instant Payout
Not available with DirectPayEU
Want coverage in Asia, North America, Oceania
DirectPayEU doesn't cover these regions
View Google Pay

DirectPayEU is best when you...

European e-commerce merchants accepting IBAN bank payments as a card alternative
View DirectPayEU

Frequently Asked Questions

What is the difference between Google Pay and DirectPayEU?
They share 1 payment method and 1 region. Google Pay adds Credit Card, Debit Card, Google Pay that DirectPayEU does not list; DirectPayEU adds Bancontact, iDEAL, SEPA that Google Pay does not list; Google Pay also covers Asia, North America and 1 more; only Google Pay offers Instant Payout.
Which is cheaper, Google Pay or DirectPayEU?
Google Pay has published rates from Free for consumers, merchant fees via processor; DirectPayEU has published rates from 0.8-1.5% for bank transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Google Pay and DirectPayEU?
Google Pay lists 4 regions and 4 payment methods; DirectPayEU lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Google Pay and DirectPayEU compare on integration and settlement?
Google Pay offers a sandbox, DirectPayEU does not list one; Google Pay supports webhooks; Google Pay settles in Same day, DirectPayEU in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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