Guru Pay
Businesses, including those in higher-risk sectors such as gambling, forex or crypto, that need dedicated IBAN accounts with SEPA, SEPA Instant and SWIFT payments from a Lithuanian EMI.
VS
ENTER
SMEs, enterprises, startups, holding companies and family offices that need a multi-currency business payment account with an IBAN for international bank transfers.
Fees from
Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT. vs Incoming bank transfers (SEPA, Faster payment, CHAPS, International £/€/$): Free. Fiat in from crypto exchange platform: 0,5%. Outgoing within Enter: Free. SEPA / Faster payment: Green €5, Amber €10, Red 0,1% min €20. International £/€/$: Green €50, Amber €75, Red €100. Fiat out to crypto exchange platform: 0,5%. Currency exchange: 1% (0,7% if monthly FX volume exceeds €250,000). Onboarding fee: Green €200, Amber €500, Red €1000. Monthly maintenance fee: Green €50, Amber €100, Red €300.
Features
0 shared
Regions
0 shared
Pay methods
4 shared
1 unique to Guru Pay · 3 unique to ENTER
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Show full specs 0 features · 8 payment methods · 0 regions. We
don't rank these — they're here for reference.
Show full specs
0 features · 8 payment methods · 0 regions. We
don't rank these — they're here for reference.
Guru Pay ENTERQuick Facts
Fees
Standard transaction rate
Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.
Incoming bank transfers (SEPA, Faster payment, CHAPS, International £/€/$): Free. Fiat in from crypto exchange platform: 0,5%. Outgoing within Enter: Free. SEPA / Faster payment: Green €5, Amber €10, Red 0,1% min €20. International £/€/$: Green €50, Amber €75, Red €100. Fiat out to crypto exchange platform: 0,5%. Currency exchange: 1% (0,7% if monthly FX volume exceeds €250,000). Onboarding fee: Green €200, Amber €500, Red €1000. Monthly maintenance fee: Green €50, Amber €100, Red €300.
Settlement
Time to receive funds
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Founded
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Headquarters
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Sandbox / Test Mode
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Webhook Support
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Features
Payment Methods ENTER leads (7 vs 5)
ENTER leads (7 vs 5)Bank Transfer
✓
✓
Chaps Unique
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✓
Corporate Card Unique
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✓
Faster Payments Unique
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✓
Sepa
✓
✓
Sepa Instant Unique
✓
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Swift
✓
✓
Virtual Account
✓
✓
Regions
Guru Pay is best when you...
Businesses, including those in higher-risk sectors such as gambling, forex or crypto, that need dedicated IBAN accounts with SEPA, SEPA Instant and SWIFT payments from a Lithuanian EMI.
ENTER is best when you...
SMEs, enterprises, startups, holding companies and family offices that need a multi-currency business payment account with an IBAN for international bank transfers.
Frequently Asked Questions
What is the difference between Guru Pay and ENTER?
They share 4 payment methods and 0 regions. Guru Pay adds SEPA Instant that ENTER does not list; ENTER adds CHAPS, Corporate Card, Faster Payments that Guru Pay does not list.
Which is cheaper, Guru Pay or ENTER?
Guru Pay has published rates from Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.; ENTER has published rates from Incoming bank transfers (SEPA, Faster payment, CHAPS, International £/€/$): Free. Fiat in from crypto exchange platform: 0,5%. Outgoing within Enter: Free. SEPA / Faster payment: Green €5, Amber €10, Red 0,1% min €20. International £/€/$: Green €50, Amber €75, Red €100. Fiat out to crypto exchange platform: 0,5%. Currency exchange: 1% (0,7% if monthly FX volume exceeds €250,000). Onboarding fee: Green €200, Amber €500, Red €1000. Monthly maintenance fee: Green €50, Amber €100, Red €300.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Guru Pay and ENTER?
Guru Pay lists 0 regions and 5 payment methods; ENTER lists 0 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
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