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Guru Pay

UAB Guru Pay is a Lithuanian electronic money institution authorised by the Bank of Lithuania. It offers private and corporate clients IBAN accounts, e-money issuance, and domestic and cross-border payments over SEPA, SEPA Instant and SWIFT, plus FX. Accounts are run through a web online banking platform and an API. Business pricing has five categories, which depend on the client's location and industry.

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Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.
Settlement
—
Coverage
1 country
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Guru Pay before signing. Visit Website is an external link; we may earn a commission.

Guru Pay overview

Best for

Businesses, including those in higher-risk sectors such as gambling, forex or crypto, that need dedicated IBAN accounts with SEPA, SEPA Instant and SWIFT payments from a Lithuanian EMI.

Guru Pay pricing & fees

Pricing structure

Pricing
Pricing varies by client category. Business Category 1: document review fee €250; account maintenance €25/month; incoming SEPA €0; SEPA transfer up to €5,000 €1, up to €50,000 €5, over €50,000 €10; Non-SEPA (SWIFT) transfer (SHA) 0.2% (Min €25); incoming Non-SEPA (SWIFT) 0.1% (Min €10); multicurrency transfer 2% from transfer amount + 0.2% (Min €25); closing a current account €150. Categories 2–5 cost more (e.g. account maintenance €200–€300/month; Non-SEPA (SWIFT) transfer 0.4%–0.75% (Min €25)). Yearly fee for holding funds (if the account balance is equivalent or higher than €30,000) charged monthly: 0.7%. Prices exclude VAT.
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Guru Pay settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for Guru Pay yet. Confirm payout timing and currencies directly with Guru Pay before signing.

Guru Pay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Guru Pay coverage & payment methods

Supported countries

1 country
LT

Payment methods

Bank TransferSepaSepa InstantSwiftVirtual Account

Guru Pay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

UAB Guru Pay

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

1 license number · 1 register record on file for Guru Pay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

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Using ChatGPT or Claude? Ask it to prepare your application to Guru Pay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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