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I

IDT Finance

VS

ePayService

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.

ePayService
Fees from
Custom vs Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Features

0 shared

Regions

0 shared

2 unique to IDT Finance
Pay methods

0 shared

2 unique to IDT Finance · 4 unique to ePayService
On fees

IDT Finance uses custom pricing, quoted on engagement. ePayService publishes Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD from. Verify directly with each provider before signing.

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0 features · 6 payment methods · 2 regions. We don't rank these — they're here for reference.
IDT Finance
ePayService ePayService
Quick Facts
Fees
Standard transaction rate
Custom
Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Settlement
Time to receive funds
—
—
Founded
2006
—
Headquarters
Gibraltar, Gibraltar
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
ePayService leads (4 vs 2)
Ach Unique
—
✓
Check Unique
—
✓
Mastercard Unique
✓
—
Sepa Unique
—
✓
Visa Unique
✓
—
Wire Transfer Unique
—
✓
Regions
IDT Finance leads (2 vs 0)
Europe Unique
✓
—
Middle East Unique
✓
—

IDT Finance is best when you...

Want coverage in Europe, Middle East
ePayService doesn't cover these regions
View IDT Finance

ePayService is best when you...

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.
View ePayService

Frequently Asked Questions

What is the difference between IDT Finance and ePayService?
They share 0 payment methods and 0 regions. IDT Finance adds Mastercard, Visa that ePayService does not list; ePayService adds ACH, Check, SEPA and 1 more that IDT Finance does not list; IDT Finance also covers Europe, Middle East.
Which is cheaper, IDT Finance or ePayService?
IDT Finance has custom pricing quoted on engagement; ePayService has published rates from Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use IDT Finance and ePayService?
IDT Finance lists 2 regions and 2 payment methods; ePayService lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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