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Klarna

Klarna

Buy Now Pay Later

VS

Getnet

Brazilian Santander Acquiring

Getnet
Fees from
Custom vs Starting from 1.69% (debit) to 12.88% (credit 12x installments)
Features

0 shared

2 unique to Klarna · 1 unique to Getnet
Regions

0 shared

3 unique to Klarna · 1 unique to Getnet
Pay methods

1 shared

5 unique to Klarna · 7 unique to Getnet
On fees

Klarna uses custom pricing, quoted on engagement. Getnet publishes Starting from 1.69% (debit) to 12.88% (credit 12x installments) from. Verify directly with each provider before signing.

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Show full specs
3 features · 13 payment methods · 4 regions. We don't rank these — they're here for reference.
Klarna Klarna
Getnet Getnet
Quick Facts
Fees
Standard transaction rate
Custom
Starting from 1.69% (debit) to 12.88% (credit 12x installments)
Settlement
Time to receive funds
1–3 business days
Instant to 30 business days
Founded
2005
2010
Headquarters
Stockholm, Sweden
São Paulo, Brazil
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Klarna leads (2 vs 1)
Enterprise Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Getnet leads (8 vs 6)
Amex Unique
—
✓
Bank Transfer
✓
✓
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Direct Debit Unique
✓
—
Elo Unique
—
✓
Klarna Unique
✓
—
Mastercard Unique
—
✓
Nfc Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
—
✓
Visa Unique
—
✓
Regions
Klarna leads (3 vs 1)
Europe Unique
✓
—
Latin America Unique
—
✓
North America Unique
✓
—
Oceania Unique
✓
—

Klarna is best when you...

Buy Now Pay Later
Need Enterprise
Not available with Getnet
Need Recurring Payments
Not available with Getnet
Want coverage in Europe, North America, Oceania
Getnet doesn't cover these regions
View Klarna

Getnet is best when you...

Brazilian Santander Acquiring
Need Startup Friendly
Not available with Klarna
Want coverage in Latin America
Klarna doesn't cover this region
View Getnet

Frequently Asked Questions

What is the difference between Klarna and Getnet?
They share 1 payment method and 0 regions. Klarna adds Buy Now Pay Later, Credit Card, Debit Card and 2 more that Getnet does not list; Getnet adds Amex, Elo, Mastercard and 4 more that Klarna does not list; Klarna also covers Europe, North America and 1 more; Getnet also covers Latin America.
Which is cheaper, Klarna or Getnet?
Klarna has custom pricing quoted on engagement; Getnet has published rates from Starting from 1.69% (debit) to 12.88% (credit 12x installments). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Klarna and Getnet?
Klarna lists 3 regions and 6 payment methods; Getnet lists 1 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Klarna and Getnet compare on integration and settlement?
both offer a sandbox; both support webhooks; Klarna settles in 1–3 business days, Getnet in Instant to 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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