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LINE Pay

LINE Pay

Japanese Social Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.45%-3.45% for merchants vs Custom
Features

0 shared

1 unique to LINE Pay · 5 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

1 shared

3 unique to LINE Pay · 18 unique to A-Pay

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Show full specs
6 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
LINE Pay LINE Pay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.45%-3.45% for merchants
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2014
2021
Headquarters
Tokyo, Japan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Line Pay Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

LINE Pay is best when you...

Japanese Social Payments
Need Instant Payout
Not available with A-Pay
View LINE Pay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with LINE Pay
Need High Risk Accepted
Not available with LINE Pay
Want coverage in Africa, Europe, Latin America, Middle East
LINE Pay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between LINE Pay and A-Pay?
They share 1 payment method and 2 regions. LINE Pay adds Digital Wallet, LINE Pay, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 15 more that LINE Pay does not list; A-Pay also covers Africa, Europe and 2 more; only LINE Pay offers Instant Payout.
Which is cheaper, LINE Pay or A-Pay?
LINE Pay has published rates from 2.45%-3.45% for merchants; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use LINE Pay and A-Pay?
LINE Pay lists 2 regions and 4 payment methods; A-Pay lists 6 and 19. both cover Asia, Southeast Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do LINE Pay and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; LINE Pay settles in 1–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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