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LINE Pay

LINE Pay

Japanese Social Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.45%-3.45% for merchants vs Custom
Features

0 shared

1 unique to LINE Pay · 5 unique to A-Pay
Regions

2 shared

4 unique to A-Pay
Pay methods

0 shared

4 unique to LINE Pay · 18 unique to A-Pay
On settlement

LINE Pay settles in 1–3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
LINE Pay LINE Pay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.45%-3.45% for merchants
Custom
Settlement
Time to receive funds
1–3 business days
1–2 business days
Founded
2014
2021
Headquarters
Tokyo, Japan
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (18 vs 4)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Line Pay Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia
✓
✓

LINE Pay is best when you...

Japanese Social Payments
Need Instant Payout
Not available with A-Pay
View LINE Pay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with LINE Pay
Need High Risk Accepted
Not available with LINE Pay
Want coverage in Africa, Europe, Latin America, Middle East
LINE Pay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between LINE Pay and A-Pay?
LINE Pay is best for Japanese Social Payments, while A-Pay is best for Global Multi-Currency Payment Gateway. LINE Pay charges 2.45%-3.45% for merchants and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, LINE Pay or A-Pay?
LINE Pay charges 2.45%-3.45% for merchants while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both LINE Pay and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. LINE Pay and A-Pay can complement each other.
How do LINE Pay and A-Pay differ in their focus?
LINE Pay is focused on Japanese Social Payments, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

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