Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
MercadoPago

MercadoPago

Latin American E-commerce

VS

dLocal

Emerging Markets

dLocal
Fees from
2-4% (varies by country) vs 3-7% all-inclusive
Features

1 shared

1 unique to MercadoPago · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

8 shared

2 unique to MercadoPago · 2 unique to dLocal
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 12 payment methods · 4 regions. We don't rank these — they're here for reference.
MercadoPago MercadoPago
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
2-4% (varies by country)
3-7% all-inclusive
Settlement
Time to receive funds
14–30 business days
2–7 business days
Founded
2003
2016
Headquarters
Buenos Aires, Argentina
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Amex
✓
✓
Bank Transfer
✓
✓
Boleto
✓
✓
Cash
✓
✓
Digital Wallet Unique
—
✓
Elo Unique
✓
—
Hipercard Unique
✓
—
Mastercard
✓
✓
Oxxo
✓
✓
Pix
✓
✓
Pse Unique
—
✓
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Latin America
✓
✓
Middle East Unique
—
✓

MercadoPago is best when you...

Latin American E-commerce
Need Startup Friendly
Not available with dLocal
View MercadoPago

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with MercadoPago
Want coverage in Africa, Asia, Middle East
MercadoPago doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between MercadoPago and dLocal?
They share 8 payment methods and 1 region. MercadoPago adds Elo, Hipercard that dLocal does not list; dLocal adds Digital Wallet, PSE that MercadoPago does not list; dLocal also covers Africa, Asia and 1 more; only MercadoPago offers Startup Friendly.
Which is cheaper, MercadoPago or dLocal?
MercadoPago has published rates from 2-4% (varies by country); dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MercadoPago and dLocal?
MercadoPago lists 1 region and 10 payment methods; dLocal lists 4 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MercadoPago and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; MercadoPago settles in 14–30 business days, dLocal in 2–7 business days.

Are you MercadoPago or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →