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MercadoPago

MercadoPago

Latin American E-commerce

VS

Komoju

Japan & ASEAN E-Commerce Payments

Komoju
Fees from
2-4% (varies by country) vs 3.25%–4.5% + 0.25 BRL
Features

1 shared

1 unique to MercadoPago · 1 unique to Komoju
Regions

0 shared

1 unique to MercadoPago · 2 unique to Komoju
Pay methods

6 shared

4 unique to MercadoPago · 21 unique to Komoju

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Show full specs
3 features · 31 payment methods · 3 regions. We don't rank these — they're here for reference.
MercadoPago MercadoPago
Komoju Komoju
Quick Facts
Fees
Standard transaction rate
2-4% (varies by country)
3.25%–4.5% + 0.25 BRL
Settlement
Time to receive funds
14–30 business days
1–5 business days
Founded
2003
2016
Headquarters
Buenos Aires, Argentina
Tokyo, Japan
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Komoju leads (27 vs 10)
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
—
✓
Bnpl Unique
—
✓
Boleto Unique
✓
—
Carrier Billing Unique
—
✓
Cash Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Elo Unique
✓
—
Eps Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Giropay Unique
—
✓
Hipercard
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Line Pay Unique
—
✓
Mastercard
✓
✓
Multibanco Unique
—
✓
Oxxo Unique
✓
—
Pix
✓
✓
Sofort Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Komoju leads (2 vs 1)
Asia Unique
—
✓
Latin America Unique
✓
—
Southeast Asia Unique
—
✓

MercadoPago is best when you...

Latin American E-commerce
Need Startup Friendly
Not available with Komoju
Want coverage in Latin America
Komoju doesn't cover this region
View MercadoPago

Komoju is best when you...

Japan & ASEAN E-Commerce Payments
Need Recurring Payments
Not available with MercadoPago
Want coverage in Asia, Southeast Asia
MercadoPago doesn't cover these regions
View Komoju

Frequently Asked Questions

What is the difference between MercadoPago and Komoju?
They share 6 payment methods and 0 regions. MercadoPago adds Boleto, Cash, Elo and 1 more that Komoju does not list; Komoju adds Alipay, Apple Pay, Bancontact and 18 more that MercadoPago does not list; MercadoPago also covers Latin America; Komoju also covers Asia, Southeast Asia.
Which is cheaper, MercadoPago or Komoju?
MercadoPago has published rates from 2-4% (varies by country); Komoju has published rates from 3.25%–4.5% + 0.25 BRL. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use MercadoPago and Komoju?
MercadoPago lists 1 region and 10 payment methods; Komoju lists 2 and 27. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do MercadoPago and Komoju compare on integration and settlement?
both offer a sandbox; both support webhooks; MercadoPago settles in 14–30 business days, Komoju in 1–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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