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Merchant One

Merchant One

Fast Merchant Approval

VS

Katapult

Lease-to-Own Financing

Katapult
Fees from
0.29% - 1.99% per transaction vs Custom
Features

0 shared

1 unique to Merchant One · 1 unique to Katapult
Regions

1 shared

Pay methods

2 shared

3 unique to Merchant One · 1 unique to Katapult

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Show full specs
2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Merchant One Merchant One
Katapult Katapult
Quick Facts
Fees
Standard transaction rate
0.29% - 1.99% per transaction
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2002
2012
Headquarters
Miami Beach, Florida
New York, New York
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Merchant One leads (5 vs 3)
Ach Unique
✓
—
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Paypal Unique
✓
—
Regions
North America
✓
✓

Merchant One is best when you...

Fast Merchant Approval
Need Startup Friendly
Not available with Katapult
View Merchant One

Katapult is best when you...

Lease-to-Own Financing
Need Recurring Payments
Not available with Merchant One
View Katapult

Frequently Asked Questions

What is the difference between Merchant One and Katapult?
They share 2 payment methods and 1 region. Merchant One adds ACH, Contactless, PayPal that Katapult does not list; Katapult adds Check that Merchant One does not list; only Merchant One offers Startup Friendly; only Katapult offers Recurring Payments.
Which is cheaper, Merchant One or Katapult?
Merchant One has published rates from 0.29% - 1.99% per transaction; Katapult has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Merchant One and Katapult?
Merchant One lists 1 region and 5 payment methods; Katapult lists 1 and 3. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Merchant One and Katapult compare on integration and settlement?
Katapult supports webhooks; Merchant One publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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