Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Merchant One

Merchant One

Fast Merchant Approval

VS

Katapult

Lease-to-Own Financing

Katapult
Fees from
0.29% - 1.99% per transaction vs Custom
Features

0 shared

1 unique to Merchant One · 1 unique to Katapult
Regions

1 shared

Pay methods

2 shared

3 unique to Merchant One · 1 unique to Katapult
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Merchant One Merchant One
Katapult Katapult
Quick Facts
Fees
Standard transaction rate
0.29% - 1.99% per transaction
Custom
Settlement
Time to receive funds
Next business day
—
Founded
2002
2012
Headquarters
Miami Beach, Florida
New York, New York
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Merchant One leads (5 vs 3)
Ach Unique
✓
—
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Paypal Unique
✓
—
Regions
North America
✓
✓

Merchant One is best when you...

Fast Merchant Approval
Need Startup Friendly
Not available with Katapult
View Merchant One

Katapult is best when you...

Lease-to-Own Financing
Need Recurring Payments
Not available with Merchant One
View Katapult

Frequently Asked Questions

What is the difference between Merchant One and Katapult?
They share 2 payment methods and 1 region. Merchant One adds ACH, Contactless, PayPal that Katapult does not list; Katapult adds Check that Merchant One does not list; only Merchant One offers Startup Friendly; only Katapult offers Recurring Payments.
Which is cheaper, Merchant One or Katapult?
Merchant One has published rates from 0.29% - 1.99% per transaction; Katapult has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Merchant One and Katapult?
Merchant One lists 1 region and 5 payment methods; Katapult lists 1 and 3. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Merchant One and Katapult compare on integration and settlement?
Katapult supports webhooks; Merchant One publishes a settlement time of Next business day.

Are you Merchant One or Katapult?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →