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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Andaria

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.

Andaria
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs —
Features

0 shared

Regions

0 shared

Pay methods

2 shared

2 unique to Narvi · 11 unique to Andaria
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 15 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Andaria Andaria
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
—
Settlement
Time to receive funds
Instant to 24 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Andaria leads (13 vs 4)
Apple Pay Unique
—
✓
Bitcoin Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
—
✓
Discover Unique
—
✓
Faster Payments Unique
—
✓
Google Pay Unique
—
✓
Mastercard Unique
—
✓
Prepaid Card Unique
—
✓
Sepa
✓
✓
Swift
✓
✓
Usdc Unique
✓
—
Virtual Account Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Andaria is best when you...

Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.
View Andaria

Frequently Asked Questions

What is the difference between Narvi and Andaria?
They share 2 payment methods and 0 regions. Narvi adds Bitcoin, USDC that Andaria does not list; Andaria adds Apple Pay, Crypto, Debit Card and 8 more that Narvi does not list.
Which is cheaper, Narvi or Andaria?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Andaria has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Andaria?
Narvi lists 0 regions and 4 payment methods; Andaria lists 0 and 13. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Andaria compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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