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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

ePayService

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.

ePayService
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Features

0 shared

Regions

0 shared

Pay methods

1 shared

3 unique to Narvi · 3 unique to ePayService
On licensing

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Show full specs
0 features · 7 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
ePayService ePayService
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
Settlement
Time to receive funds
Instant to 24 business days
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Ach Unique
—
✓
Bitcoin Unique
✓
—
Check Unique
—
✓
Sepa
✓
✓
Swift Unique
✓
—
Usdc Unique
✓
—
Wire Transfer Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

ePayService is best when you...

Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.
View ePayService

Frequently Asked Questions

What is the difference between Narvi and ePayService?
They share 1 payment method and 0 regions. Narvi adds Bitcoin, SWIFT, USDC that ePayService does not list; ePayService adds ACH, Check, Wire Transfer that Narvi does not list.
Which is cheaper, Narvi or ePayService?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; ePayService has published rates from Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and ePayService?
Narvi lists 0 regions and 4 payment methods; ePayService lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and ePayService compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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