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Narvi

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

VS

Heropay

Small French businesses that want a free or low-cost online business account with short-term supplier-invoice financing and faster marketplace payouts.

Heropay
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Custom
Features

0 shared

Regions

0 shared

Pay methods

1 shared

3 unique to Narvi · 8 unique to Heropay
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 12 payment methods · 0 regions. We don't rank these — they're here for reference.
Narvi Narvi
Heropay Heropay
Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Custom
Settlement
Time to receive funds
Instant to 24 business days
Hero paie vos ventes BackMarket et Conforama à j+1 de vos ventes.
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Heropay leads (9 vs 4)
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bitcoin Unique
✓
—
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Google Pay Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
—
✓
Swift Unique
✓
—
Usdc Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Heropay is best when you...

Small French businesses that want a free or low-cost online business account with short-term supplier-invoice financing and faster marketplace payouts.
View Heropay

Frequently Asked Questions

What is the difference between Narvi and Heropay?
They share 1 payment method and 0 regions. Narvi adds Bitcoin, SWIFT, USDC that Heropay does not list; Heropay adds Apple Pay, Bank Transfer, Credit Card and 5 more that Narvi does not list.
Which is cheaper, Narvi or Heropay?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; Heropay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and Heropay?
Narvi lists 0 regions and 4 payment methods; Heropay lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and Heropay compare on integration and settlement?
Narvi settles in Instant to 24 business days, Heropay in Hero paie vos ventes BackMarket et Conforama à j+1 de vos ventes..

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