Narvi
Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
VS
IPU (Interpaylink)
Importers/exporters, e-commerce businesses, SMEs and international companies that need a European IBAN business account with SEPA/SWIFT payments and multi-currency FX.
Fees from
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network. vs Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).
Features
0 shared
Regions
0 shared
Pay methods
2 shared
2 unique to Narvi · 1 unique to IPU (Interpaylink)
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Show full specs 0 features · 5 payment methods · 0 regions. We
don't rank these — they're here for reference.
Show full specs
0 features · 5 payment methods · 0 regions. We
don't rank these — they're here for reference.
Narvi IPU (Interpaylink)Quick Facts
Fees
Standard transaction rate
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).
Settlement
Time to receive funds
Instant to 24 business days
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Founded
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Headquarters
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Sandbox / Test Mode
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Webhook Support
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Features
Payment Methods Narvi leads (4 vs 3)
Narvi leads (4 vs 3)Bitcoin Unique
✓
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Sepa
✓
✓
Sepa Instant Unique
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✓
Swift
✓
✓
Usdc Unique
✓
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Regions
Narvi is best when you...
Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
IPU (Interpaylink) is best when you...
Importers/exporters, e-commerce businesses, SMEs and international companies that need a European IBAN business account with SEPA/SWIFT payments and multi-currency FX.
Frequently Asked Questions
What is the difference between Narvi and IPU (Interpaylink)?
They share 2 payment methods and 0 regions. Narvi adds Bitcoin, USDC that IPU (Interpaylink) does not list; IPU (Interpaylink) adds SEPA Instant that Narvi does not list.
Which is cheaper, Narvi or IPU (Interpaylink)?
Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.; IPU (Interpaylink) has published rates from Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Narvi and IPU (Interpaylink)?
Narvi lists 0 regions and 4 payment methods; IPU (Interpaylink) lists 0 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Narvi and IPU (Interpaylink) compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.
Are you Narvi or IPU (Interpaylink)?
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