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IPU (Interpaylink)

IPU (UAB "International Payment Union"), a Lithuanian electronic money institution, provides business and personal accounts with a European IBAN. Customers can make SEPA and SWIFT payments, send and receive in 30 currencies, hold multi-currency balances and exchange currencies through one online platform and mobile app. Corporate e-banking includes four-eyes payment approval, real-time alerts and two-factor authentication.

Fees from
Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).
Settlement
—
Coverage
1 country
Payment methods
3
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with IPU (Interpaylink) before signing. Visit Website is an external link; we may earn a commission.

IPU (Interpaylink) overview

Best for

Importers/exporters, e-commerce businesses, SMEs and international companies that need a European IBAN business account with SEPA/SWIFT payments and multi-currency FX.

IPU (Interpaylink) pricing & fees

Pricing structure

Pricing
Corporate (LT / EEA + UK / International / Compliance-intensive industries): Account Activation Fee €50 / €100 / €199 / application fee required; Monthly Maintenance – Main Account €5 / €10 / €10 / €50; Monthly Maintenance – MultiCurrency+ €10 / €10 / €30 / €50; Internal Transfer FREE; Incoming SEPA FREE / 0.2%, Min €10 / 0.3%, Min €20 / 0.3%, Min €50; Outgoing SEPA 0.05%, Min €2 / 0.1%, Min €5 / 0.1%, Min €10 / 0.15%, Min €30; SEPA Instant Free upgrade; Incoming International Payment 0.15%, Min €30 / 0.2%, Min €30 / 0.3%, Min €30 / 0.3%, Min €70; Outgoing International Payment 0.1%, Min €30 (0.25%, Min €50 compliance-intensive); CNY Fastpay 0.1%, Min €30; Currency Exchange System rate; Application Fee FREE (€1,099 compliance-intensive).
Your business must be registered in
Not disclosed

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IPU (Interpaylink) settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for IPU (Interpaylink) yet. Confirm payout timing and currencies directly with IPU (Interpaylink) before signing.

IPU (Interpaylink) API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

IPU (Interpaylink) coverage & payment methods

Supported countries

1 country
LT

Payment methods

SepaSepa InstantSwift

IPU (Interpaylink) licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

UAB "International Payment Union"

Lithuania

Licenses

E-Money Institution LT

Authorised Electronic Money Institution (LT)

Bank of Lithuania

License numbers & register records

1 license number · 1 register record on file for IPU (Interpaylink), with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to IPU (Interpaylink). It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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