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Novalnet

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

VS

DaoPay

Online businesses, including gaming, fundraising, e-commerce, retail and telecom merchants, that want card, bank-transfer, e-wallet, voucher and pay-by-phone methods through one contract and one API.

DaoPay
Fees from
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards. vs —
Features

0 shared

Regions

0 shared

Pay methods

12 shared

23 unique to Novalnet · 4 unique to DaoPay
On region

Not enough published data on regional coverage for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 39 payment methods · 0 regions. We don't rank these — they're here for reference.
Novalnet Novalnet
DaoPay DaoPay
Quick Facts
Fees
Standard transaction rate
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
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Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
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Webhook Support
—
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Features
Payment Methods
Novalnet leads (35 vs 16)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact
✓
✓
Bank Transfer Unique
✓
—
Bizum Unique
✓
—
Blik Unique
—
✓
Cartes Bancaires Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Elo Unique
—
✓
Eps
✓
✓
Google Pay Unique
✓
—
Ideal
✓
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Kakaopay Unique
✓
—
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Multibanco
✓
✓
Mybank Unique
—
✓
Payment Link Unique
✓
—
Paypal
✓
✓
Poli
✓
✓
Pos Unique
✓
—
Postfinance
✓
✓
Przelewy24
✓
✓
Samsung Pay Unique
✓
—
Sepa Direct Debit
✓
✓
Trustly
✓
✓
Twint Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
✓
—
Wero Unique
✓
—
Regions

Novalnet is best when you...

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.
View Novalnet

DaoPay is best when you...

Online businesses, including gaming, fundraising, e-commerce, retail and telecom merchants, that want card, bank-transfer, e-wallet, voucher and pay-by-phone methods through one contract and one API.
View DaoPay

Frequently Asked Questions

What is the difference between Novalnet and DaoPay?
They share 12 payment methods and 0 regions. Novalnet adds ACH, Alipay, Amex and 20 more that DaoPay does not list; DaoPay adds BLIK, Elo, MyBank and 1 more that Novalnet does not list.
Which is cheaper, Novalnet or DaoPay?
Novalnet has published rates from Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.; DaoPay has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Novalnet and DaoPay?
Novalnet lists 0 regions and 35 payment methods; DaoPay lists 0 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.

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