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Novalnet

Novalnet

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.

VS

KakaoPay

Korean Digital Payments

KakaoPay
Fees from
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards. vs ~1.5-2.5%
Features

0 shared

2 unique to KakaoPay
Regions

0 shared

1 unique to KakaoPay
Pay methods

4 shared

31 unique to Novalnet · 1 unique to KakaoPay
On fees

Novalnet publishes Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards. from. KakaoPay publishes ~1.5-2.5% from. Verify directly with each provider before signing.

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Show full specs
2 features · 36 payment methods · 1 regions. We don't rank these — they're here for reference.
Novalnet Novalnet
KakaoPay KakaoPay
Quick Facts
Fees
Standard transaction rate
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
~1.5-2.5%
Settlement
Time to receive funds
—
Next business day
Founded
—
2014
Headquarters
—
Seongnam, South Korea
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
KakaoPay leads (2 vs 0)
Instant Payout Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Novalnet leads (35 vs 5)
Ach Unique
✓
—
Alipay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
✓
—
Bank Transfer
✓
✓
Bizum Unique
✓
—
Cartes Bancaires Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Eps Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
✓
—
Installments Unique
✓
—
Invoice Unique
✓
—
Jcb Unique
✓
—
Kakaopay
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mb Way Unique
✓
—
Multibanco Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Poli Unique
✓
—
Pos Unique
✓
—
Postfinance Unique
✓
—
Przelewy24 Unique
✓
—
Qr Code Unique
—
✓
Samsung Pay Unique
✓
—
Sepa Direct Debit Unique
✓
—
Trustly Unique
✓
—
Twint Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
✓
—
Wero Unique
✓
—
Regions
KakaoPay leads (1 vs 0)
Asia Unique
—
✓

Novalnet is best when you...

European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.
View Novalnet

KakaoPay is best when you...

Korean Digital Payments
Need Instant Payout
Not available with Novalnet
Need Startup Friendly
Not available with Novalnet
Want coverage in Asia
Novalnet doesn't cover this region
View KakaoPay

Frequently Asked Questions

What is the difference between Novalnet and KakaoPay?
They share 4 payment methods and 0 regions. Novalnet adds ACH, Alipay, Amex and 28 more that KakaoPay does not list; KakaoPay adds QR Code that Novalnet does not list; KakaoPay also covers Asia; only KakaoPay offers Instant Payout, Startup Friendly.
Which is cheaper, Novalnet or KakaoPay?
Novalnet has published rates from Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.; KakaoPay has published rates from ~1.5-2.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Novalnet and KakaoPay?
Novalnet lists 0 regions and 35 payment methods; KakaoPay lists 1 and 5. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Novalnet and KakaoPay compare on integration and settlement?
KakaoPay offers a sandbox, Novalnet does not list one; KakaoPay supports webhooks; KakaoPay publishes a settlement time of Next business day.

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