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Omise (OpnPayments)

Omise (OpnPayments)

Thailand and Southeast Asian e-commerce merchants

VS

American Express

Premium Card Network & Acquiring

American Express
Fees from
2.9% + ฿20 for card payments; local methods vary vs 2.5-3.5% merchant
Features

0 shared

2 unique to American Express
Regions

1 shared

1 unique to Omise (OpnPayments) · 5 unique to American Express
Pay methods

0 shared

5 unique to Omise (OpnPayments) · 3 unique to American Express
On payment methods

Omise (OpnPayments) supports 5 payment methods, 2 more than American Express. Verify directly with each provider before signing.

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Show full specs
2 features · 8 payment methods · 7 regions. We don't rank these — they're here for reference.
Omise (OpnPayments) Omise (OpnPayments)
American Express American Express
Quick Facts
Fees
Standard transaction rate
2.9% + ฿20 for card payments; local methods vary
2.5-3.5% merchant
Settlement
Time to receive funds
2–3 business days
3–7 business days
Founded
2013
1850
Headquarters
Bangkok, Thailand
New York, USA
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
American Express leads (2 vs 0)
Enterprise Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Omise (OpnPayments) leads (5 vs 3)
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
✓
—
Google Pay Unique
—
✓
Installments Unique
✓
—
Mastercard Unique
✓
—
Promptpay Unique
✓
—
Visa Unique
✓
—
Regions
American Express leads (6 vs 2)
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
✓
—

Omise (OpnPayments) is best when you...

Thailand and Southeast Asian e-commerce merchants
Want coverage in Southeast Asia
American Express doesn't cover this region
View Omise (OpnPayments)

American Express is best when you...

Premium Card Network & Acquiring
Need Enterprise
Not available with Omise (OpnPayments)
Need Recurring Payments
Not available with Omise (OpnPayments)
Want coverage in Europe, Latin America, Middle East, North America, Oceania
Omise (OpnPayments) doesn't cover these regions
View American Express

Frequently Asked Questions

What is the difference between Omise (OpnPayments) and American Express?
They share 0 payment methods and 1 region. Omise (OpnPayments) adds Bank Transfer, Installments, Mastercard and 2 more that American Express does not list; American Express adds Amex, Apple Pay, Google Pay that Omise (OpnPayments) does not list; Omise (OpnPayments) also covers Southeast Asia; American Express also covers Europe, Latin America and 3 more.
Which is cheaper, Omise (OpnPayments) or American Express?
Omise (OpnPayments) has published rates from 2.9% + ฿20 for card payments; local methods vary; American Express has published rates from 2.5-3.5% merchant. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Omise (OpnPayments) and American Express?
Omise (OpnPayments) lists 2 regions and 5 payment methods; American Express lists 6 and 3. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Omise (OpnPayments) and American Express compare on integration and settlement?
Omise (OpnPayments) offers a sandbox, American Express does not list one; both support webhooks; Omise (OpnPayments) settles in 2–3 business days, American Express in 3–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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