Online Payment Platform
Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.
VS
Novalnet
European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.
Fees from
Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request. vs Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
Features
0 shared
Regions
0 shared
Pay methods
11 shared
5 unique to Online Payment Platform · 24 unique to Novalnet
On settlement
Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.
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Show full specs 0 features · 40 payment methods · 0 regions. We
don't rank these — they're here for reference.
Show full specs
0 features · 40 payment methods · 0 regions. We
don't rank these — they're here for reference.
Online Payment Platform NovalnetQuick Facts
Fees
Standard transaction rate
Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.
Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.
Settlement
Time to receive funds
—
—
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods Novalnet leads (35 vs 16)
Novalnet leads (35 vs 16)Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact
✓
✓
Bank Transfer Unique
—
✓
Bizum Unique
—
✓
Cartes Bancaires
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Escrow Unique
✓
—
Google Pay
✓
✓
Ideal
✓
✓
Installments Unique
—
✓
Invoice Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Multibanco Unique
—
✓
Open Banking Unique
✓
—
Payment Link
✓
✓
Paypal
✓
✓
Poli Unique
—
✓
Pos Unique
—
✓
Postfinance Unique
—
✓
Przelewy24 Unique
—
✓
Samsung Pay Unique
—
✓
Sepa Unique
✓
—
Sepa Direct Debit
✓
✓
Trustly Unique
—
✓
Twint Unique
—
✓
Unionpay Unique
—
✓
Virtual Account Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Wero Unique
—
✓
Regions
Online Payment Platform is best when you...
Marketplaces and platforms that need to onboard merchants and split, hold (escrow) and pay out funds between buyers and sellers.
Novalnet is best when you...
European online and omnichannel merchants that want cards, local methods and guaranteed invoice or SEPA Direct Debit on one contract, along with subscription billing and receivables management.
Frequently Asked Questions
What is the difference between Online Payment Platform and Novalnet?
They share 11 payment methods and 0 regions. Online Payment Platform adds Escrow, Klarna, Open Banking and 2 more that Novalnet does not list; Novalnet adds ACH, Alipay, Bank Transfer and 21 more that Online Payment Platform does not list.
Which is cheaper, Online Payment Platform or Novalnet?
Online Payment Platform has published rates from Standard: Pay-in starts from €0,25; Pay-out free; Onboarding free. iDEAL Wero €0,25; American Express €0,10 + 0,20% + AMEX fee; Mastercard / VISA / Apple Pay / Google Pay / Carte Bancaire €0,15 + IC++ + 0,60%; Pay by Bank €0,35 depending on region; Bancontact €0,35; PayPal €0,18 + 0,20% + PayPal fee; Open Banking €0,10 + 0,20% + fee; SEPA €0,30; SEPA Direct Debit €0,30; Klarna on request. Onboarding: merchant creation free; business €5 (depending on entity type); consumer €0,60. Custom pricing available on request.; Novalnet has published rates from Per novalnet.com (Nov 2026): Visa/Mastercard EUR 0.24 + 1.70%; Amex, JCB, UnionPay, Discover, Diners EUR 0.24 + 2.99%; Apple Pay/Google Pay EUR 0.24 + 1.99%; SEPA Direct Debit EUR 0.24 + 1.50%; invoice EUR 0.24 + 0.99%; online bank transfer EUR 0.24 + 1.10%; iDEAL | Wero EUR 0.28 + 0.30%; guaranteed invoice/SEPA priced by country and B2B/B2C (e.g. DE B2C guaranteed invoice EUR 0.42 + 2.4%); +1.5% surcharge on corporate/business and non-EU cards.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Online Payment Platform and Novalnet?
Online Payment Platform lists 0 regions and 16 payment methods; Novalnet lists 0 and 35. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
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