Ozow

Ozow

South African EFT

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.5% or R1 minimum vs Custom
Features

1 shared

1 unique to Ozow · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

4 unique to Ozow · 6 unique to Alipay
On payment methods

Alipay supports 7 payment methods, 2 more than Ozow. Verify directly with each provider before signing.

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Show full specs
3 features · 11 payment methods · 8 regions. We don't rank these — they're here for reference.
Ozow Ozow
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.5% or R1 minimum
Custom
Settlement
Time to receive funds
Same day
Next business day
Founded
2014
2004
Headquarters
Cape Town, South Africa
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
Alipay leads (7 vs 5)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Digital Wallet Unique
—
✓
Eft Unique
✓
—
Jcb Unique
—
✓
Mastercard Unique
—
✓
Open Banking Unique
✓
—
Payment Link Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Ozow is best when you...

South African EFT
Need Low Fees
Not available with Alipay
View Ozow

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Ozow
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Ozow doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Ozow and Alipay?
They share 1 payment method and 1 region. Ozow adds Bank Transfer, EFT, Open Banking and 1 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Ozow does not list; Alipay also covers Asia, Europe and 5 more; only Ozow offers Low Fees.
Which is cheaper, Ozow or Alipay?
Ozow has published rates from 1.5% or R1 minimum; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ozow and Alipay?
Ozow lists 1 region and 5 payment methods; Alipay lists 8 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ozow and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Ozow settles in Same day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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