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Ozow

Ozow

South African EFT

VS

Bancontact

Belgian Payments

Bancontact
Fees from
1.5% or R1 minimum vs Custom
Features

2 shared

Regions

0 shared

1 unique to Ozow · 1 unique to Bancontact
Pay methods

1 shared

4 unique to Ozow · 5 unique to Bancontact
On payment methods

Bancontact supports 6 payment methods, 1 more than Ozow. Verify directly with each provider before signing.

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Show full specs
2 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Ozow Ozow
Bancontact Bancontact
Quick Facts
Fees
Standard transaction rate
1.5% or R1 minimum
Custom
Settlement
Time to receive funds
Same day
Instant
Founded
2014
1979
Headquarters
Cape Town, South Africa
Brussels, Belgium
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Instant Payout
✓
✓
Low Fees
✓
✓
Payment Methods
Bancontact leads (6 vs 5)
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Contactless Unique
—
✓
Eft Unique
✓
—
Mobile Payment Unique
—
✓
Nfc Unique
—
✓
Open Banking Unique
✓
—
Payment Link Unique
✓
—
Qr Code
✓
✓
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Ozow is best when you...

South African EFT
Want coverage in Africa
Bancontact doesn't cover this region
View Ozow

Bancontact is best when you...

Belgian Payments
Want coverage in Europe
Ozow doesn't cover this region
View Bancontact

Frequently Asked Questions

What is the difference between Ozow and Bancontact?
They share 1 payment method and 0 regions. Ozow adds Bank Transfer, EFT, Open Banking and 1 more that Bancontact does not list; Bancontact adds Apple Pay, Bancontact, Contactless and 2 more that Ozow does not list; Ozow also covers Africa; Bancontact also covers Europe.
Which is cheaper, Ozow or Bancontact?
Ozow has published rates from 1.5% or R1 minimum; Bancontact has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ozow and Bancontact?
Ozow lists 1 region and 5 payment methods; Bancontact lists 1 and 6. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ozow and Bancontact compare on integration and settlement?
both offer a sandbox; both support webhooks; Ozow settles in Same day, Bancontact in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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