Ozow

Ozow

South African EFT

VS

dLocal

Emerging Markets

dLocal
Fees from
1.5% or R1 minimum vs 3-7% all-inclusive
Features

1 shared

1 unique to Ozow · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

1 shared

4 unique to Ozow · 9 unique to dLocal
On payment methods

dLocal supports 10 payment methods, 5 more than Ozow. Verify directly with each provider before signing.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
3 features · 14 payment methods · 4 regions. We don't rank these — they're here for reference.
Ozow Ozow
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.5% or R1 minimum
3-7% all-inclusive
Settlement
Time to receive funds
Same day
2–7 business days
Founded
2014
2016
Headquarters
Cape Town, South Africa
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Payment Methods
dLocal leads (10 vs 5)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Digital Wallet Unique
—
✓
Eft Unique
✓
—
Mastercard Unique
—
✓
Open Banking Unique
✓
—
Oxxo Unique
—
✓
Payment Link Unique
✓
—
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
—
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Ozow is best when you...

South African EFT
Need Low Fees
Not available with dLocal
View Ozow

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Ozow
Want coverage in Asia, Latin America, Middle East
Ozow doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Ozow and dLocal?
They share 1 payment method and 1 region. Ozow adds EFT, Open Banking, Payment Link and 1 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 6 more that Ozow does not list; dLocal also covers Asia, Latin America and 1 more; only Ozow offers Low Fees.
Which is cheaper, Ozow or dLocal?
Ozow has published rates from 1.5% or R1 minimum; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ozow and dLocal?
Ozow lists 1 region and 5 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ozow and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Ozow settles in Same day, dLocal in 2–7 business days.

Are you Ozow or dLocal?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →