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Ozow

Ozow

South African EFT

VS

OVO

Indonesian market

OVO
Fees from
1.5% or R1 minimum vs Free for consumers
Features

2 shared

1 unique to OVO
Regions

0 shared

1 unique to Ozow · 2 unique to OVO
Pay methods

2 shared

3 unique to Ozow · 1 unique to OVO
On payment methods

Ozow supports 5 payment methods, 2 more than OVO. Verify directly with each provider before signing.

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Show full specs
3 features · 6 payment methods · 3 regions. We don't rank these — they're here for reference.
Ozow Ozow
OVO OVO
Quick Facts
Fees
Standard transaction rate
1.5% or R1 minimum
Free for consumers
Settlement
Time to receive funds
Same day
1–2 business days
Founded
2014
2017
Headquarters
Cape Town, South Africa
Jakarta, Indonesia
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
OVO leads (3 vs 2)
Instant Payout
✓
✓
Low Fees
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Ozow leads (5 vs 3)
Bank Transfer
✓
✓
Eft Unique
✓
—
Mobile Wallet Unique
—
✓
Open Banking Unique
✓
—
Payment Link Unique
✓
—
Qr Code
✓
✓
Regions
OVO leads (2 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Southeast Asia Unique
—
✓

Ozow is best when you...

South African EFT
Want coverage in Africa
OVO doesn't cover this region
View Ozow

OVO is best when you...

Indonesian market
Need Startup Friendly
Not available with Ozow
Want coverage in Asia, Southeast Asia
Ozow doesn't cover these regions
View OVO

Frequently Asked Questions

What is the difference between Ozow and OVO?
They share 2 payment methods and 0 regions. Ozow adds EFT, Open Banking, Payment Link that OVO does not list; OVO adds Mobile Wallet that Ozow does not list; Ozow also covers Africa; OVO also covers Asia, Southeast Asia.
Which is cheaper, Ozow or OVO?
Ozow has published rates from 1.5% or R1 minimum; OVO has published rates from Free for consumers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Ozow and OVO?
Ozow lists 1 region and 5 payment methods; OVO lists 2 and 3. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Ozow and OVO compare on integration and settlement?
both offer a sandbox; both support webhooks; Ozow settles in Same day, OVO in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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