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PagBrasil

PagBrasil

Brazil Cross-Border Payments

VS

MercadoPago

Latin American E-commerce

MercadoPago
Fees from
Custom vs 2-4% (varies by country)
Features

0 shared

3 unique to PagBrasil · 2 unique to MercadoPago
Regions

1 shared

3 unique to PagBrasil
Pay methods

7 shared

11 unique to PagBrasil · 3 unique to MercadoPago

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Show full specs
5 features · 21 payment methods · 4 regions. We don't rank these — they're here for reference.
PagBrasil PagBrasil
MercadoPago MercadoPago
Quick Facts
Fees
Standard transaction rate
Custom
2-4% (varies by country)
Settlement
Time to receive funds
2–3 business days
14–30 business days
Founded
2011
2003
Headquarters
Porto Alegre, Brazil
Buenos Aires, Argentina
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
PagBrasil leads (3 vs 2)
Enterprise Unique
✓
—
Instant Payout Unique
—
✓
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
PagBrasil leads (18 vs 10)
Amex
✓
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto
✓
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Discover Unique
✓
—
Elo
✓
✓
Google Pay Unique
✓
—
Hipercard Unique
—
✓
Jcb Unique
✓
—
Mastercard
✓
✓
Mobile Payment Unique
✓
—
Oxxo Unique
—
✓
Payment Link Unique
✓
—
Pix
✓
✓
Pos Unique
✓
—
Qr Code Unique
✓
—
Samsung Pay Unique
✓
—
Visa
✓
✓
Regions
PagBrasil leads (4 vs 1)
Asia Unique
✓
—
Europe Unique
✓
—
Latin America
✓
✓
North America Unique
✓
—

PagBrasil is best when you...

Brazil Cross-Border Payments
Need Enterprise
Not available with MercadoPago
Need Recurring Billing
Not available with MercadoPago
Want coverage in Asia, Europe, North America
MercadoPago doesn't cover these regions
View PagBrasil

MercadoPago is best when you...

Latin American E-commerce
Need Instant Payout
Not available with PagBrasil
Need Startup Friendly
Not available with PagBrasil
View MercadoPago

Frequently Asked Questions

What is the difference between PagBrasil and MercadoPago?
They share 7 payment methods and 1 region. PagBrasil adds Apple Pay, Credit Card, Debit Card and 8 more that MercadoPago does not list; MercadoPago adds Cash, Hipercard, OXXO that PagBrasil does not list; PagBrasil also covers Asia, Europe and 1 more; only PagBrasil offers Enterprise, Recurring Billing and 1 more.
Which is cheaper, PagBrasil or MercadoPago?
PagBrasil has custom pricing quoted on engagement; MercadoPago has published rates from 2-4% (varies by country). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PagBrasil and MercadoPago?
PagBrasil lists 4 regions and 18 payment methods; MercadoPago lists 1 and 10. both cover Latin America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PagBrasil and MercadoPago compare on integration and settlement?
both offer a sandbox; both support webhooks; PagBrasil settles in 2–3 business days, MercadoPago in 14–30 business days.

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