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Paidy

Paidy

BNPL Japan

VS

Checkout.com

Global Performance

Checkout.com
Fees from
2.5-3.5% vs 2.3-2.9% + $0.30 (typical)
Features

0 shared

1 unique to Paidy · 4 unique to Checkout.com
Regions

1 shared

7 unique to Checkout.com
Pay methods

0 shared

2 unique to Paidy · 35 unique to Checkout.com
On region

Checkout.com covers 8 regions; Paidy covers 1. Verify directly with each provider before signing.

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Show full specs
5 features · 37 payment methods · 8 regions. We don't rank these — they're here for reference.
Paidy Paidy
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
2.5-3.5%
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
30 business days
1–3 business days
Founded
2014
2012
Headquarters
Tokyo, Japan
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 2)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bancontact Unique
—
✓
Bnpl Unique
✓
—
Cartes Bancaires Unique
—
✓
Dana Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna Unique
—
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard Unique
—
✓
Mb Way Unique
—
✓
Mobile Wallet Unique
—
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paidy is best when you...

BNPL Japan
Need Startup Friendly
Not available with Checkout.com
View Paidy

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with Paidy
Need Instant Payout
Not available with Paidy
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Paidy doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between Paidy and Checkout.com?
They share 0 payment methods and 1 region. Paidy adds Buy Now Pay Later, Installments that Checkout.com does not list; Checkout.com adds ACH, Alipay, Amex and 32 more that Paidy does not list; Checkout.com also covers Africa, Europe and 5 more; only Paidy offers Startup Friendly.
Which is cheaper, Paidy or Checkout.com?
Paidy has published rates from 2.5-3.5%; Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paidy and Checkout.com?
Paidy lists 1 region and 2 payment methods; Checkout.com lists 8 and 35. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paidy and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; Paidy settles in 30 business days, Checkout.com in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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