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Paxos

Paxos

Regulated Crypto Infrastructure

VS

Melio

B2B payments

Melio
Fees from
Custom vs 2.9%
Features

0 shared

3 unique to Paxos · 2 unique to Melio
Regions

1 shared

1 unique to Paxos
Pay methods

1 shared

4 unique to Paxos · 4 unique to Melio

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5 features · 9 payment methods · 2 regions. We don't rank these — they're here for reference.
Paxos Paxos
Melio Melio
Quick Facts
Fees
Standard transaction rate
Custom
2.9%
Settlement
Time to receive funds
Same day
Same day
Founded
2012
2018
Headquarters
New York, New York
New York, New York, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paxos leads (3 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
Ach Unique
—
✓
Bank Transfer Unique
✓
—
Bitcoin Unique
✓
—
Check Unique
—
✓
Credit Card Unique
—
✓
Ethereum Unique
✓
—
Payment Link Unique
—
✓
Stablecoin Unique
✓
—
Wire Transfer
✓
✓
Regions
Paxos leads (2 vs 1)
Europe Unique
✓
—
North America
✓
✓

Paxos is best when you...

Regulated Crypto Infrastructure
Need Crypto Support
Not available with Melio
Need Enterprise
Not available with Melio
Want coverage in Europe
Melio doesn't cover this region
View Paxos

Melio is best when you...

B2B payments
Need Low Fees
Not available with Paxos
Need Startup Friendly
Not available with Paxos
View Melio

Frequently Asked Questions

What is the difference between Paxos and Melio?
They share 1 payment method and 1 region. Paxos adds Bank Transfer, Bitcoin, Ethereum and 1 more that Melio does not list; Melio adds ACH, Check, Credit Card and 1 more that Paxos does not list; Paxos also covers Europe; only Paxos offers Crypto Support, Enterprise and 1 more.
Which is cheaper, Paxos or Melio?
Paxos has custom pricing quoted on engagement; Melio has published rates from 2.9%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paxos and Melio?
Paxos lists 2 regions and 5 payment methods; Melio lists 1 and 5. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paxos and Melio compare on integration and settlement?
both offer a sandbox; both support webhooks; Paxos settles in Same day, Melio in Same day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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