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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Holvi

Freelancers, founders and small businesses in Finland, Germany or Austria that want a business account with invoicing, cards and bookkeeping prep, plus (in Finland) a simple online store.

Holvi
Fees from
0.99%–2.69% vs Online store: "You only pay 2.5% of your completed sales, with no other costs"
Features

0 shared

8 unique to Paypercut
Regions

0 shared

1 unique to Paypercut
Pay methods

1 shared

10 unique to Paypercut
On fees

Paypercut publishes 0.99%–2.69% from. Holvi publishes Online store: "You only pay 2.5% of your completed sales, with no other costs" from. Verify directly with each provider before signing.

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Show full specs
8 features · 11 payment methods · 1 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Holvi Holvi
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
Online store: "You only pay 2.5% of your completed sales, with no other costs"
Settlement
Time to receive funds
1–2 business days
—
Founded
2025
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Paypercut leads (8 vs 0)
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 1)
Apple Pay Unique
✓
—
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Paypercut leads (1 vs 0)
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Holvi
Need Low Fees
Not available with Holvi
Want coverage in Europe
Holvi doesn't cover this region
View Paypercut

Holvi is best when you...

Freelancers, founders and small businesses in Finland, Germany or Austria that want a business account with invoicing, cards and bookkeeping prep, plus (in Finland) a simple online store.
View Holvi

Frequently Asked Questions

What is the difference between Paypercut and Holvi?
They share 1 payment method and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 7 more that Holvi does not list; Paypercut also covers Europe; only Paypercut offers Instant Sandbox, Low Fees and 6 more.
Which is cheaper, Paypercut or Holvi?
Paypercut has published rates from 0.99%–2.69%; Holvi has published rates from Online store: "You only pay 2.5% of your completed sales, with no other costs". Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Holvi?
Paypercut lists 1 region and 11 payment methods; Holvi lists 0 and 1. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Holvi compare on integration and settlement?
Paypercut publishes a settlement time of 1–2 business days.

Are you Paypercut or Holvi?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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