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Payplug

Payplug

French SMEs

VS

Affirm

Installment Loans

Affirm
Fees from
1.5% + €0 vs ~6% + $0.30
Features

0 shared

1 unique to Payplug · 1 unique to Affirm
Regions

1 shared

1 unique to Affirm
Pay methods

2 shared

11 unique to Payplug · 3 unique to Affirm
On licensing

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Show full specs
2 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
Payplug Payplug
Affirm Affirm
Quick Facts
Fees
Standard transaction rate
1.5% + €0
~6% + $0.30
Settlement
Time to receive funds
1–2 business days
1–3 business days
Founded
2012
2012
Headquarters
Paris, France
San Francisco, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Payplug leads (13 vs 5)
Affirm Unique
—
✓
Amex Unique
✓
—
Apple Pay
✓
✓
Bancontact Unique
✓
—
Bank Transfer Unique
✓
—
Bnpl
✓
✓
Cartes Bancaires Unique
✓
—
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Ideal Unique
✓
—
Installments Unique
—
✓
Mastercard Unique
✓
—
Mobile Payment Unique
✓
—
Payment Link Unique
✓
—
Paypal Unique
✓
—
Visa Unique
✓
—
Regions
Affirm leads (2 vs 1)
Europe
✓
✓
North America Unique
—
✓

Payplug is best when you...

French SMEs
Need Startup Friendly
Not available with Affirm
View Payplug

Affirm is best when you...

Installment Loans
Need Recurring Payments
Not available with Payplug
Want coverage in North America
Payplug doesn't cover this region
View Affirm

Frequently Asked Questions

What is the difference between Payplug and Affirm?
They share 2 payment methods and 1 region. Payplug adds Amex, Bancontact, Bank Transfer and 8 more that Affirm does not list; Affirm adds Affirm, Debit Card, Installments that Payplug does not list; Affirm also covers North America; only Payplug offers Startup Friendly.
Which is cheaper, Payplug or Affirm?
Payplug has published rates from 1.5% + €0; Affirm has published rates from ~6% + $0.30. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payplug and Affirm?
Payplug lists 1 region and 13 payment methods; Affirm lists 2 and 5. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payplug and Affirm compare on integration and settlement?
both offer a sandbox; both support webhooks; Payplug settles in 1–2 business days, Affirm in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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