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PaySaxas

PaySaxas

Businesses, including newly registered companies, sole proprietors, and cross-border traders, that need a dedicated EUR IBAN account for SEPA and SEPA Instant payments.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding. vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

1 shared

3 unique to PaySaxas · 3 unique to Narvi
On settlement

PaySaxas settles in Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.; Narvi settles in Instant to 24 business days. Verify directly with each provider before signing.

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0 features · 7 payment methods · 0 regions. We don't rank these — they're here for reference.
PaySaxas PaySaxas
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day.
Instant to 24 business days
Founded
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—
Headquarters
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Sandbox / Test Mode
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Webhook Support
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Features
Payment Methods
Bank Transfer Unique
✓
—
Bitcoin Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Swift Unique
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✓
Usdc Unique
—
✓
Virtual Account Unique
✓
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Regions

PaySaxas is best when you...

Businesses, including newly registered companies, sole proprietors, and cross-border traders, that need a dedicated EUR IBAN account for SEPA and SEPA Instant payments.
View PaySaxas

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between PaySaxas and Narvi?
They share 1 payment method and 0 regions. PaySaxas adds Bank Transfer, SEPA Instant, Virtual Account that Narvi does not list; Narvi adds Bitcoin, SWIFT, USDC that PaySaxas does not list.
Which is cheaper, PaySaxas or Narvi?
PaySaxas has published rates from Business account: Onboarding fee €500.00; Monthly maintenance from €50.00; Additional dedicated IBAN opening €10.00, monthly servicing €10.00; Account closure €50.00; SEPA incoming (Instant / Regular) from €2.00; SEPA outgoing (Instant / Regular) from 0.1% + €5.00; Internal transfers within PaySaxas Oy 0.05% + €2.00; Team members (per member, per month) €10.00. Sole proprietor: Onboarding fee €50.00; Monthly maintenance €10.00; Additional dedicated IBAN opening €5.00, monthly servicing €5.00; Account closure €10.00; SEPA incoming €2.00; SEPA outgoing 0.2% + €5.00; Internal transfers 0.05% + €2.00; Team members €5.00. Individual: Onboarding fee Free; Monthly maintenance €10.00. Prices marked "from" are starting prices. Final fees are confirmed during onboarding.; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PaySaxas and Narvi?
PaySaxas lists 0 regions and 4 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PaySaxas and Narvi compare on integration and settlement?
PaySaxas settles in Eligible SEPA Instant payments usually arrive in seconds. Regular SEPA payments are normally completed the same business day., Narvi in Instant to 24 business days.

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