P
crypto

PhotonPay

PhotonPay offers businesses a payments platform covering both fiat and stablecoins. Its products include checkout, multi-currency wallets, global payouts, FX conversion, card issuing, invoicing and payment links, subscription billing, and expense management. It also offers embedded finance APIs that let platforms provide accounts, wallets, payouts and card issuing to their own users. The registered UK entity is Photon Dance Fintech UK Limited, an FCA-authorised electronic money institution (ref. 1042732).

Fees from
Custom pricing
Settlement
—
Coverage
—
Payment methods
—
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with PhotonPay before signing. Visit Website is an external link; we may earn a commission.

PhotonPay overview

Best for

Businesses in travel, B2B trade, eCommerce, digital ads and payroll that want to accept, hold, convert and pay out both fiat and stablecoins, and platforms that want to embed these features through an API.

PhotonPay pricing & fees

Pricing structure

Pricing
Custom pricing
Your business must be registered in
Not disclosed

See how PhotonPay's fees stack up

Compare pricing side by side with similar providers.

Compare fees

PhotonPay settlement & payouts

Payouts

Settlement time
Not collected yet
Settlement currencies
Not collected yet

We haven't collected settlement details for PhotonPay yet. Confirm payout timing and currencies directly with PhotonPay before signing.

PhotonPay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

PhotonPay coverage & payment methods

Global coverage — specific countries not listed.

PhotonPay licensing & compliance

Legal & Compliance

Licensed entity · regulatorily responsible

PHOTON DANCE FINTECH UK LIMITED

United Kingdom

Licenses

E-Money Institution GB

FCA E-Money Institution (UK)

Financial Conduct Authority (UK)

License numbers & register records

1 license number · 1 register record on file for PhotonPay, with status history and links to verify each one at the regulator — free with a PaymentProviders account.

Log in — it's free

Using ChatGPT or Claude? Ask it to prepare your application to PhotonPay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

Not sure PhotonPay is the right fit?

Answer a few quick questions and get matched with providers that fit your business — free.