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Pingo Pay

Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged. vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

2 shared

3 unique to Pingo Pay · 17 unique to A-Pay

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Show full specs
5 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Pingo Pay
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
Custom
Settlement
Time to receive funds
Instant
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 5)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Pingo Pay is best when you...

Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.
View Pingo Pay

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Pingo Pay
Need High Risk Accepted
Not available with Pingo Pay
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Pingo Pay doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Pingo Pay and A-Pay?
They share 2 payment methods and 0 regions. Pingo Pay adds Digital Wallet, SEPA Instant, SWIFT that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 14 more that Pingo Pay does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Pingo Pay or A-Pay?
Pingo Pay has published rates from Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Pingo Pay and A-Pay?
Pingo Pay lists 0 regions and 5 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Pingo Pay and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Pingo Pay does not list one; A-Pay supports webhooks; Pingo Pay settles in Instant, A-Pay in 1–2 business days.

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