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Pingo Pay

Pingo Pay Ltd. is a Money Services Business registered in Canada with FINTRAC and based in Victoria, BC. It offers businesses multi-currency accounts with dedicated IBANs, cross-border transfers over SWIFT, SEPA and SEPA Instant, and mass and scheduled payouts. It also provides online card and wallet acquiring, corporate Visa/Mastercard cards, and a REST API with webhooks.

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Fees from
Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
Settlement
Instant
Coverage
—
Payment methods
5
Dev tools
Sandbox Webhooks

Fees shown are indicative, not a binding quote — always verify with Pingo Pay before signing. Visit Website is an external link; we may earn a commission.

Pingo Pay overview

Best for

Businesses that want multi-currency IBAN accounts, cross-border transfers, mass payouts and online card acquiring from a single Canadian MSB-registered provider.

Pingo Pay pricing & fees

Pricing structure

Pricing
Basic: Free; Business: $20/mo (exchange up to $10,000/mo at interbank rate, daily limits up to $50,000); Business +: $79/mo (exchange up to $50,000/mo at interbank, daily limits up to $150,000); Enterprise: Custom. No setup fees. Acquiring: Commission from 0.5%; Rolling reserve from 0%; Chargeback fee not charged.
Your business must be registered in
Not disclosed

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Pingo Pay settlement & payouts

Payouts

Settlement time
Instant
Settlement currencies
Not collected yet

Pingo Pay API & integration

API Profile

Sandbox
Not listed
Webhooks
Not listed

Pingo Pay coverage & payment methods

Global coverage — specific countries not listed.

Payment methods

Credit CardDigital WalletSepaSepa InstantSwift

Pingo Pay licensing & compliance

Legal & Compliance

No public certifications listed. Check back as this provider's legal and regulatory profile is researched.

Using ChatGPT or Claude? Ask it to prepare your application to Pingo Pay. It can fill in your business profile for you, and you review and sign it here — nothing is sent before that. How assistants do it

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