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S

Shell Card

VS

Fena

UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.

Fena
Fees from
Subscription/monthly vs from £4.99 + VAT / month, unlimited transactions
Features

0 shared

Regions

0 shared

1 unique to Shell Card
Pay methods

0 shared

4 unique to Fena
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
0 features · 4 payment methods · 1 regions. We don't rank these — they're here for reference.
Shell Card
Fena Fena
Quick Facts
Fees
Standard transaction rate
Subscription/monthly
from £4.99 + VAT / month, unlimited transactions
Settlement
Time to receive funds
—
Receive payments directly into your bank account within seconds
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Fena leads (4 vs 0)
Bank Transfer Unique
—
✓
Open Banking Unique
—
✓
Payment Link Unique
—
✓
Qr Code Unique
—
✓
Regions
Shell Card leads (1 vs 0)
Europe Unique
✓
—

Shell Card is best when you...

Want coverage in Europe
Fena doesn't cover this region
View Shell Card

Fena is best when you...

UK businesses that want to accept open banking pay-by-bank payments online, in person, via invoices or payment links as a lower-cost alternative to cards.
View Fena

Frequently Asked Questions

What is the difference between Shell Card and Fena?
They share 0 payment methods and 0 regions. Fena adds Bank Transfer, Open Banking, Payment Link and 1 more that Shell Card does not list; Shell Card also covers Europe.
Which is cheaper, Shell Card or Fena?
Shell Card has published rates from Subscription/monthly; Fena has published rates from from £4.99 + VAT / month, unlimited transactions. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Shell Card and Fena?
Shell Card lists 1 region and 0 payment methods; Fena lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Shell Card and Fena compare on integration and settlement?
Fena publishes a settlement time of Receive payments directly into your bank account within seconds.

Are you Shell Card or Fena?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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