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Stripe

Stripe

SaaS & Developers

VS

AIB Merchant Services

Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.

AIB Merchant Services
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

10 shared

10 unique to Stripe · 4 unique to AIB Merchant Services
On region

Stripe covers 7 regions; AIB Merchant Services covers 0. Verify directly with each provider before signing.

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Show full specs
6 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
AIB Merchant Services AIB Merchant Services
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
Next business day
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 14)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Gift Card Unique
—
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Maestro Unique
—
✓
Mastercard
✓
✓
Payment Link Unique
—
✓
Paypal Unique
✓
—
Pos Unique
—
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with AIB Merchant Services
Need Enterprise
Not available with AIB Merchant Services
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
AIB Merchant Services doesn't cover these regions
View Stripe

AIB Merchant Services is best when you...

Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.
View AIB Merchant Services

Frequently Asked Questions

What is the difference between Stripe and AIB Merchant Services?
They share 10 payment methods and 0 regions. Stripe adds ACH, Affirm, Afterpay and 7 more that AIB Merchant Services does not list; AIB Merchant Services adds Gift Card, Maestro, Payment Link and 1 more that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or AIB Merchant Services?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; AIB Merchant Services has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and AIB Merchant Services?
Stripe lists 7 regions and 20 payment methods; AIB Merchant Services lists 0 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and AIB Merchant Services compare on integration and settlement?
Stripe offers a sandbox, AIB Merchant Services does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, AIB Merchant Services in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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