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Stripe

Stripe

SaaS & Developers

VS

BigCommerce Payments

BigCommerce Store Payments

BigCommerce Payments
Fees from
2.9% + $0.30 vs 2.59% + $0.49 per transaction
Features

2 shared

4 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

7 shared

13 unique to Stripe · 1 unique to BigCommerce Payments
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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
BigCommerce Payments BigCommerce Payments
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
2.59% + $0.49 per transaction
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
2009
Headquarters
South San Francisco, California
Austin, Texas
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 8)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with BigCommerce Payments
Need Instant Payout
Not available with BigCommerce Payments
Want coverage in Africa, Asia, Latin America, Middle East
BigCommerce Payments doesn't cover these regions
View Stripe

BigCommerce Payments is best when you...

BigCommerce Store Payments
View BigCommerce Payments

Frequently Asked Questions

What is the difference between Stripe and BigCommerce Payments?
Stripe is best for SaaS & Developers, while BigCommerce Payments is best for BigCommerce Store Payments. Stripe charges 2.9% + $0.30 and BigCommerce Payments charges 2.59% + $0.49 per transaction. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or BigCommerce Payments?
Stripe charges 2.9% + $0.30 while BigCommerce Payments charges 2.59% + $0.49 per transaction. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and BigCommerce Payments together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and BigCommerce Payments can complement each other.
How do Stripe and BigCommerce Payments differ in their focus?
Stripe is focused on SaaS & Developers, while BigCommerce Payments focuses on BigCommerce Store Payments. They serve different market segments with different strengths.

Are you Stripe or BigCommerce Payments?

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