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Stripe

Stripe

SaaS & Developers

VS

BigCommerce Payments

BigCommerce Store Payments

BigCommerce Payments
Fees from
1.5%–3.15% + 1.8 SEK vs 2.59% + $0.49 per transaction
Features

2 shared

4 unique to Stripe
Regions

3 shared

4 unique to Stripe
Pay methods

7 shared

13 unique to Stripe · 1 unique to BigCommerce Payments
On region

Stripe covers 7 regions; BigCommerce Payments covers 3. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
BigCommerce Payments BigCommerce Payments
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
2.59% + $0.49 per transaction
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
2009
Headquarters
South San Francisco, California
Austin, Texas
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 8)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal
✓
✓
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 3)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with BigCommerce Payments
Need Instant Payout
Not available with BigCommerce Payments
Want coverage in Africa, Asia, Latin America, Middle East
BigCommerce Payments doesn't cover these regions
View Stripe

BigCommerce Payments is best when you...

BigCommerce Store Payments
View BigCommerce Payments

Frequently Asked Questions

What is the difference between Stripe and BigCommerce Payments?
They share 7 payment methods and 3 regions. Stripe adds ACH, Affirm, Afterpay and 10 more that BigCommerce Payments does not list; BigCommerce Payments adds Buy Now Pay Later that Stripe does not list; Stripe also covers Africa, Asia and 2 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or BigCommerce Payments?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; BigCommerce Payments has published rates from 2.59% + $0.49 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and BigCommerce Payments?
Stripe lists 7 regions and 20 payment methods; BigCommerce Payments lists 3 and 8. both cover Europe, North America, Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and BigCommerce Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, BigCommerce Payments in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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