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Stripe

Stripe

SaaS & Developers

VS

BOPP

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.

BOPP
Fees from
1.5%–3.15% + 1.8 SEK vs Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 1 unique to BOPP
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
BOPP BOPP
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.
Settlement
Time to receive funds
2–4 business days
Get your money in seconds with direct bank payments.
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Open Banking Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with BOPP
Need Enterprise
Not available with BOPP
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
BOPP doesn't cover these regions
View Stripe

BOPP is best when you...

UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.
View BOPP

Frequently Asked Questions

What is the difference between Stripe and BOPP?
They share 1 payment method and 0 regions. Stripe adds ACH, Affirm, Afterpay and 16 more that BOPP does not list; BOPP adds Open Banking that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or BOPP?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; BOPP has published rates from Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and BOPP?
Stripe lists 7 regions and 20 payment methods; BOPP lists 0 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and BOPP compare on integration and settlement?
Stripe offers a sandbox, BOPP does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, BOPP in Get your money in seconds with direct bank payments..

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