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Stripe

Stripe

SaaS & Developers

VS

CinetPay

E-commerce in Francophone West and Central Africa

CinetPay
Fees from
1.5%–3.15% + 1.8 SEK vs 3.5% + fees for mobile money integration
Features

0 shared

6 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 1 unique to CinetPay
On region

Stripe covers 7 regions; CinetPay covers 1. Verify directly with each provider before signing.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
CinetPay CinetPay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
3.5% + fees for mobile money integration
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2015
Headquarters
South San Francisco, California
Abidjan, Ivory Coast
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with CinetPay
Need Enterprise
Not available with CinetPay
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania
CinetPay doesn't cover these regions
View Stripe

CinetPay is best when you...

E-commerce in Francophone West and Central Africa
View CinetPay

Frequently Asked Questions

What is the difference between Stripe and CinetPay?
They share 2 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 15 more that CinetPay does not list; CinetPay adds Mobile Money that Stripe does not list; Stripe also covers Asia, Europe and 4 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or CinetPay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; CinetPay has published rates from 3.5% + fees for mobile money integration. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and CinetPay?
Stripe lists 7 regions and 20 payment methods; CinetPay lists 1 and 3. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and CinetPay compare on integration and settlement?
Stripe offers a sandbox, CinetPay does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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