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Stripe

Stripe

SaaS & Developers

VS

CinetPay

E-commerce in Francophone West and Central Africa

CinetPay
Fees from
2.9% + $0.30 vs 3.5% + fees for mobile money integration
Features

0 shared

5 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 1 unique to CinetPay
On settlement

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Show full specs
5 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
CinetPay CinetPay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
3.5% + fees for mobile money integration
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2015
Headquarters
South San Francisco, California
Abidjan, Ivory Coast
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (5 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 3)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa
✓
✓
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Enterprise
Not available with CinetPay
Need Instant Payout
Not available with CinetPay
Want coverage in Asia, Europe, Latin America, Middle East, North America, Oceania
CinetPay doesn't cover these regions
View Stripe

CinetPay is best when you...

E-commerce in Francophone West and Central Africa
View CinetPay

Frequently Asked Questions

What is the difference between Stripe and CinetPay?
Stripe is best for SaaS & Developers, while CinetPay is best for E-commerce in Francophone West and Central Africa. Stripe charges 2.9% + $0.30 and CinetPay charges 3.5% + fees for mobile money integration. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or CinetPay?
Stripe charges 2.9% + $0.30 while CinetPay charges 3.5% + fees for mobile money integration. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and CinetPay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and CinetPay can complement each other.
How do Stripe and CinetPay differ in their focus?
Stripe is focused on SaaS & Developers, while CinetPay focuses on E-commerce in Francophone West and Central Africa. They serve different market segments with different strengths.

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