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Stripe

Stripe

SaaS & Developers

VS

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

Coupa Pay
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

6 shared

1 unique to Stripe
Pay methods

4 shared

16 unique to Stripe · 2 unique to Coupa Pay

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Coupa Pay Coupa Pay
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2006
Headquarters
South San Francisco, California
San Mateo, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 6)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
✓
—
Regions
Stripe leads (7 vs 6)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Coupa Pay
Need Instant Payout
Not available with Coupa Pay
Want coverage in Africa
Coupa Pay doesn't cover this region
View Stripe

Coupa Pay is best when you...

Enterprise B2B payments and virtual card issuance inside procurement workflows
View Coupa Pay

Frequently Asked Questions

What is the difference between Stripe and Coupa Pay?
They share 4 payment methods and 6 regions. Stripe adds Affirm, Afterpay, Amex and 13 more that Coupa Pay does not list; Coupa Pay adds Check, Virtual Card that Stripe does not list; Stripe also covers Africa; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Coupa Pay?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Coupa Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Coupa Pay?
Stripe lists 7 regions and 20 payment methods; Coupa Pay lists 6 and 6. both cover Asia, Europe, Latin America and 3 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Coupa Pay compare on integration and settlement?
Stripe offers a sandbox, Coupa Pay does not list one; both support webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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