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Stripe

Stripe

SaaS & Developers

VS

Coupa Pay

Enterprise B2B payments and virtual card issuance inside procurement workflows

Coupa Pay
Fees from
2.9% + $0.30 vs Custom
Features

2 shared

4 unique to Stripe
Regions

6 shared

1 unique to Stripe
Pay methods

4 shared

16 unique to Stripe · 2 unique to Coupa Pay
On region

Stripe covers 7 regions; Coupa Pay covers 6. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Coupa Pay Coupa Pay
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
2006
Headquarters
South San Francisco, California
San Mateo, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 6)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Check Unique
—
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal
✓
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Virtual Card Unique
—
✓
Visa Unique
✓
—
Regions
Stripe leads (7 vs 6)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Coupa Pay
Need Instant Payout
Not available with Coupa Pay
Want coverage in Africa
Coupa Pay doesn't cover this region
View Stripe

Coupa Pay is best when you...

Enterprise B2B payments and virtual card issuance inside procurement workflows
View Coupa Pay

Frequently Asked Questions

What is the difference between Stripe and Coupa Pay?
Stripe is best for SaaS & Developers, while Coupa Pay is best for Enterprise B2B payments and virtual card issuance inside procurement workflows. Stripe charges 2.9% + $0.30 and Coupa Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Coupa Pay?
Stripe charges 2.9% + $0.30 while Coupa Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Coupa Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Coupa Pay can complement each other.
How do Stripe and Coupa Pay differ in their focus?
Stripe is focused on SaaS & Developers, while Coupa Pay focuses on Enterprise B2B payments and virtual card issuance inside procurement workflows. They serve different market segments with different strengths.

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