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Stripe

Stripe

SaaS & Developers

VS

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU
Fees from
1.5%–3.15% + 1.8 SEK vs 0.8-1.5% for bank transfers
Features

0 shared

6 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 2 unique to DirectPayEU
On settlement

Stripe settles in 2–4 business days; DirectPayEU settles in 1–3 business days. Verify directly with each provider before signing.

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Show full specs
6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
DirectPayEU DirectPayEU
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
0.8-1.5% for bank transfers
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2008
Headquarters
South San Francisco, California
Kerrville, Texas, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with DirectPayEU
Need Enterprise
Not available with DirectPayEU
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
DirectPayEU doesn't cover these regions
View Stripe

DirectPayEU is best when you...

European e-commerce merchants accepting IBAN bank payments as a card alternative
View DirectPayEU

Frequently Asked Questions

What is the difference between Stripe and DirectPayEU?
They share 2 payment methods and 1 region. Stripe adds ACH, Affirm, Afterpay and 15 more that DirectPayEU does not list; DirectPayEU adds Bancontact, iDEAL that Stripe does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or DirectPayEU?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; DirectPayEU has published rates from 0.8-1.5% for bank transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and DirectPayEU?
Stripe lists 7 regions and 20 payment methods; DirectPayEU lists 1 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and DirectPayEU compare on integration and settlement?
Stripe offers a sandbox, DirectPayEU does not list one; Stripe supports webhooks; Stripe settles in 2–4 business days, DirectPayEU in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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