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Stripe

Stripe

SaaS & Developers

VS

DirectPayEU

European e-commerce merchants accepting IBAN bank payments as a card alternative

DirectPayEU
Fees from
2.9% + $0.30 vs 0.8-1.5% for bank transfers
Features

0 shared

6 unique to Stripe
Regions

1 shared

6 unique to Stripe
Pay methods

2 shared

18 unique to Stripe · 2 unique to DirectPayEU
On settlement

Stripe settles in 2–4 business days; DirectPayEU settles in 1–3 business days. Verify directly with each provider before signing.

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6 features · 22 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
DirectPayEU DirectPayEU
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
0.8-1.5% for bank transfers
Settlement
Time to receive funds
2–4 business days
1–3 business days
Founded
2010
2008
Headquarters
South San Francisco, California
Kerrville, Texas, United States
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 4)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Ideal Unique
—
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe
✓
✓
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with DirectPayEU
Need Enterprise
Not available with DirectPayEU
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania
DirectPayEU doesn't cover these regions
View Stripe

DirectPayEU is best when you...

European e-commerce merchants accepting IBAN bank payments as a card alternative
View DirectPayEU

Frequently Asked Questions

What is the difference between Stripe and DirectPayEU?
Stripe is best for SaaS & Developers, while DirectPayEU is best for European e-commerce merchants accepting IBAN bank payments as a card alternative. Stripe charges 2.9% + $0.30 and DirectPayEU charges 0.8-1.5% for bank transfers. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or DirectPayEU?
Stripe charges 2.9% + $0.30 while DirectPayEU charges 0.8-1.5% for bank transfers. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and DirectPayEU together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and DirectPayEU can complement each other.
How do Stripe and DirectPayEU differ in their focus?
Stripe is focused on SaaS & Developers, while DirectPayEU focuses on European e-commerce merchants accepting IBAN bank payments as a card alternative. They serve different market segments with different strengths.

Are you Stripe or DirectPayEU?

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