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Stripe

Stripe

SaaS & Developers

VS

FastSpring

Software & Digital Product Sales

FastSpring
Fees from
1.5%–3.15% + 1.8 SEK vs 8.9% per transaction (includes all payment processing + tax handling)
Features

3 shared

3 unique to Stripe · 1 unique to FastSpring
Regions

7 shared

Pay methods

15 shared

5 unique to Stripe · 4 unique to FastSpring
On region

Both cover 7 regions. Verify directly with each provider before signing.

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Show full specs
7 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
FastSpring FastSpring
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
8.9% per transaction (includes all payment processing + tax handling)
Settlement
Time to receive funds
2–4 business days
30 business days
Founded
2010
2005
Headquarters
South San Francisco, California
Santa Barbara, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items Unique
—
✓
Payment Methods
Stripe leads (20 vs 19)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay
✓
✓
Upi Unique
—
✓
Visa
✓
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with FastSpring
Need Instant Payout
Not available with FastSpring
View Stripe

FastSpring is best when you...

Software & Digital Product Sales
Need Virtual Items
Not available with Stripe
View FastSpring

Frequently Asked Questions

What is the difference between Stripe and FastSpring?
They share 15 payment methods and 7 regions. Stripe adds Affirm, Afterpay, Contactless and 2 more that FastSpring does not list; FastSpring adds Alipay, iDEAL, PIX and 1 more that Stripe does not list; only Stripe offers Crypto Support, Instant Payout and 1 more; only FastSpring offers Virtual Items.
Which is cheaper, Stripe or FastSpring?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; FastSpring has published rates from 8.9% per transaction (includes all payment processing + tax handling). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and FastSpring?
Stripe lists 7 regions and 20 payment methods; FastSpring lists 7 and 19. both cover Africa, Asia, Europe and 4 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and FastSpring compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, FastSpring in 30 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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