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Stripe

Stripe

SaaS & Developers

VS

FastSpring

Software & Digital Product Sales

FastSpring
Fees from
2.9% + $0.30 vs 8.9% per transaction (includes all payment processing + tax handling)
Features

3 shared

3 unique to Stripe · 1 unique to FastSpring
Regions

7 shared

Pay methods

15 shared

5 unique to Stripe · 4 unique to FastSpring
On settlement

Stripe settles in 2–4 business days; FastSpring settles in 30 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 24 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
FastSpring FastSpring
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
8.9% per transaction (includes all payment processing + tax handling)
Settlement
Time to receive funds
2–4 business days
30 business days
Founded
2010
2005
Headquarters
South San Francisco, California
Santa Barbara, California
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 4)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Virtual Items Unique
—
✓
Payment Methods
Stripe leads (20 vs 19)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Contactless Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Paypal
✓
✓
Pix Unique
—
✓
Sepa
✓
✓
Stablecoin Unique
✓
—
Unionpay
✓
✓
Upi Unique
—
✓
Visa
✓
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America
✓
✓
Oceania
✓
✓

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with FastSpring
Need Instant Payout
Not available with FastSpring
View Stripe

FastSpring is best when you...

Software & Digital Product Sales
Need Virtual Items
Not available with Stripe
View FastSpring

Frequently Asked Questions

What is the difference between Stripe and FastSpring?
Stripe is best for SaaS & Developers, while FastSpring is best for Software & Digital Product Sales. Stripe charges 2.9% + $0.30 and FastSpring charges 8.9% per transaction (includes all payment processing + tax handling). They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or FastSpring?
Stripe charges 2.9% + $0.30 while FastSpring charges 8.9% per transaction (includes all payment processing + tax handling). However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and FastSpring together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and FastSpring can complement each other.
How do Stripe and FastSpring differ in their focus?
Stripe is focused on SaaS & Developers, while FastSpring focuses on Software & Digital Product Sales. They serve different market segments with different strengths.

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