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Stripe

Stripe

SaaS & Developers

VS

Hapic

Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.

Hapic
Fees from
1.5%–3.15% + 1.8 SEK vs —
Features

0 shared

6 unique to Stripe
Regions

0 shared

7 unique to Stripe
Pay methods

1 shared

19 unique to Stripe · 1 unique to Hapic
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Hapic Hapic
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
—
Settlement
Time to receive funds
2–4 business days
—
Founded
2010
—
Headquarters
South San Francisco, California
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Stripe leads (6 vs 0)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Stripe leads (20 vs 2)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex Unique
✓
—
Apple Pay Unique
✓
—
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard Unique
✓
—
Paypal Unique
✓
—
Sepa
✓
✓
Sepa Instant Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa Unique
✓
—
Regions
Stripe leads (7 vs 0)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America Unique
✓
—
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Hapic
Need Enterprise
Not available with Hapic
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania
Hapic doesn't cover these regions
View Stripe

Hapic is best when you...

Small and medium-sized enterprises in the EU/EEA that need a business IBAN account for SEPA and international transfers.
View Hapic

Frequently Asked Questions

What is the difference between Stripe and Hapic?
They share 1 payment method and 0 regions. Stripe adds ACH, Affirm, Afterpay and 16 more that Hapic does not list; Hapic adds SEPA Instant that Stripe does not list; Stripe also covers Africa, Asia and 5 more; only Stripe offers Crypto Support, Enterprise and 4 more.
Which is cheaper, Stripe or Hapic?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Hapic has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Hapic?
Stripe lists 7 regions and 20 payment methods; Hapic lists 0 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Hapic compare on integration and settlement?
Stripe offers a sandbox, Hapic does not list one; Stripe supports webhooks; Stripe publishes a settlement time of 2–4 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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