Stripe

Stripe

SaaS & Developers

VS

Helcim

Small businesses

Helcim
Fees from
1.5%–3.15% + 1.8 SEK vs 1.83% + $0.08
Features

1 shared

5 unique to Stripe · 1 unique to Helcim
Regions

1 shared

6 unique to Stripe
Pay methods

7 shared

13 unique to Stripe
On region

Stripe covers 7 regions; Helcim covers 1. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Helcim Helcim
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
1.83% + $0.08
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Calgary, Alberta, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 7)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Helcim
Need Enterprise
Not available with Helcim
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Helcim doesn't cover these regions
View Stripe

Helcim is best when you...

Small businesses
Need Low Fees
Not available with Stripe
View Helcim

Frequently Asked Questions

What is the difference between Stripe and Helcim?
They share 7 payment methods and 1 region. Stripe adds Affirm, Afterpay, Bank Transfer and 10 more that Helcim does not list; Stripe also covers Africa, Asia and 4 more; only Stripe offers Crypto Support, Enterprise and 3 more; only Helcim offers Low Fees.
Which is cheaper, Stripe or Helcim?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Helcim has published rates from 1.83% + $0.08. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Helcim?
Stripe lists 7 regions and 20 payment methods; Helcim lists 1 and 7. both cover North America. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Helcim compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Helcim in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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