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Stripe

Stripe

SaaS & Developers

VS

Helcim

Small businesses

Helcim
Fees from
2.9% + $0.30 vs 1.83% + $0.08
Features

1 shared

5 unique to Stripe · 1 unique to Helcim
Regions

1 shared

6 unique to Stripe
Pay methods

7 shared

13 unique to Stripe
On settlement

Stripe settles in 2–4 business days; Helcim settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
7 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Helcim Helcim
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
1.83% + $0.08
Settlement
Time to receive funds
2–4 business days
1–2 business days
Founded
2010
2006
Headquarters
South San Francisco, California
Calgary, Alberta, Canada
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Stripe leads (20 vs 7)
Ach
✓
✓
Affirm Unique
✓
—
Afterpay Unique
✓
—
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Contactless Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
✓
—
Discover
✓
✓
Google Pay
✓
✓
Jcb Unique
✓
—
Klarna Unique
✓
—
Mastercard
✓
✓
Paypal Unique
✓
—
Sepa Unique
✓
—
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Regions
Stripe leads (7 vs 1)
Africa Unique
✓
—
Asia Unique
✓
—
Europe Unique
✓
—
Latin America Unique
✓
—
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Helcim
Need Enterprise
Not available with Helcim
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Oceania
Helcim doesn't cover these regions
View Stripe

Helcim is best when you...

Small businesses
Need Low Fees
Not available with Stripe
View Helcim

Frequently Asked Questions

What is the difference between Stripe and Helcim?
Stripe is best for SaaS & Developers, while Helcim is best for Small businesses. Stripe charges 2.9% + $0.30 and Helcim charges 1.83% + $0.08. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Helcim?
Stripe charges 2.9% + $0.30 while Helcim charges 1.83% + $0.08. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Helcim together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Helcim can complement each other.
How do Stripe and Helcim differ in their focus?
Stripe is focused on SaaS & Developers, while Helcim focuses on Small businesses. They serve different market segments with different strengths.

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