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Stripe

Stripe

SaaS & Developers

VS

Ingenico

Global payments

Ingenico
Fees from
2.9% + $0.30 vs Custom
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

12 shared

8 unique to Stripe · 8 unique to Ingenico
On payment methods

Both support 20 payment methods. Verify directly with each provider before signing.

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6 features · 28 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Ingenico Ingenico
Quick Facts
Fees
Standard transaction rate
2.9% + $0.30
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1984
Headquarters
South San Francisco, California
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay Unique
✓
—
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna Unique
✓
—
Mastercard
✓
✓
Nfc Unique
—
✓
Paypal Unique
✓
—
Qr Code Unique
—
✓
Samsung Pay Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Ingenico
Need Instant Payout
Not available with Ingenico
Want coverage in Africa, Middle East, Oceania
Ingenico doesn't cover these regions
View Stripe

Ingenico is best when you...

Global payments
View Ingenico

Frequently Asked Questions

What is the difference between Stripe and Ingenico?
Stripe is best for SaaS & Developers, while Ingenico is best for Global payments. Stripe charges 2.9% + $0.30 and Ingenico charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Stripe or Ingenico?
Stripe charges 2.9% + $0.30 while Ingenico charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Stripe and Ingenico together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Stripe and Ingenico can complement each other.
How do Stripe and Ingenico differ in their focus?
Stripe is focused on SaaS & Developers, while Ingenico focuses on Global payments. They serve different market segments with different strengths.

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