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Stripe

Stripe

SaaS & Developers

VS

Ingenico

Global payments

Ingenico
Fees from
1.5%–3.15% + 1.8 SEK vs Custom
Features

2 shared

4 unique to Stripe
Regions

4 shared

3 unique to Stripe
Pay methods

15 shared

5 unique to Stripe · 8 unique to Ingenico
On region

Stripe covers 7 regions; Ingenico covers 4. Verify directly with each provider before signing.

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Show full specs
6 features · 28 payment methods · 7 regions. We don't rank these — they're here for reference.
Stripe Stripe
Ingenico Ingenico
Quick Facts
Fees
Standard transaction rate
1.5%–3.15% + 1.8 SEK
Custom
Settlement
Time to receive funds
2–4 business days
2–3 business days
Founded
2010
1984
Headquarters
South San Francisco, California
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Stripe leads (6 vs 2)
Crypto Support Unique
✓
—
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
✓
—
Payment Methods
Ingenico leads (23 vs 20)
Ach Unique
✓
—
Affirm Unique
✓
—
Afterpay
✓
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners
✓
✓
Discover
✓
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb
✓
✓
Klarna
✓
✓
Mastercard
✓
✓
Nfc Unique
—
✓
Paypal
✓
✓
Qr Code Unique
—
✓
Samsung Pay Unique
—
✓
Sepa
✓
✓
Sofort Unique
—
✓
Stablecoin Unique
✓
—
Unionpay Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Stripe leads (7 vs 4)
Africa Unique
✓
—
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East Unique
✓
—
North America
✓
✓
Oceania Unique
✓
—

Stripe is best when you...

SaaS & Developers
Need Crypto Support
Not available with Ingenico
Need Instant Payout
Not available with Ingenico
Want coverage in Africa, Middle East, Oceania
Ingenico doesn't cover these regions
View Stripe

Ingenico is best when you...

Global payments
View Ingenico

Frequently Asked Questions

What is the difference between Stripe and Ingenico?
They share 15 payment methods and 4 regions. Stripe adds ACH, Affirm, Bank Transfer and 2 more that Ingenico does not list; Ingenico adds Alipay, Buy Now Pay Later, iDEAL and 5 more that Stripe does not list; Stripe also covers Africa, Middle East and 1 more; only Stripe offers Crypto Support, Instant Payout and 2 more.
Which is cheaper, Stripe or Ingenico?
Stripe has published rates from 1.5%–3.15% + 1.8 SEK; Ingenico has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Stripe and Ingenico?
Stripe lists 7 regions and 20 payment methods; Ingenico lists 4 and 23. both cover Asia, Europe, Latin America and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Stripe and Ingenico compare on integration and settlement?
both offer a sandbox; both support webhooks; Stripe settles in 2–4 business days, Ingenico in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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